Have Questions? Email us at:
Frequently Asked Questions
Got Questions? We've got answers!
How can Doctor of Travel help me with credit card rewards?
I can recommend the best credit cards based on your spending habits, help you earn sign-up bonuses, and create strategies to earn and redeem points efficiently.
Is hiring a business like Doctor of Travel worth it?
It depends on your travel goals. If you spend a lot on credit cards or want to travel frequently using points, an expert can save you thousands of dollars and countless hours of research.
If I'm a business owner, can Doctor of Travel help me?
Absolutely. No one has more opportunity to maximize the use of points & miles than business owners. The higher your regular business expenses, the more you'll benefit.
I don't want to open a lot of credit cards. Can Doctor of Travel still help me?
Yes, Doctor of Travel can work with you on your spending habits, maximizing spending in certain areas, and can help create an overall points-earning strategy. We can also assist you inn using the points you may already have to take amazing vacations.
Can I book travel for someone else using my point?
Yes! Most programs allow you to book flights and hotels for friends and family, though some have restrictions on transferring points.
How do I keep track of multiple credit cards and due dates?
Using apps like AwardWallet, spreadsheet, or setting up auto-pay can help manage payments and track rewards.
Will opening multiple credit cards hurt my credit score?
Initially, your credit score may drop between3-10 points after opening a new credit account. But long term, your score will actually improve quicker, by increasing your credit limit and lowering your overall credit utilization.
What's the best way to earn credit card points and miles?
By strategically signing up for the right cards, meeting minimum spending requirements, earning referral bonuses to maximize earnings.
How do I meet minimum spending requirements without overspending?
Using everyday purchases, prepaying bills, or utilizing tools like Plastig (for rent/mortgage payments) can help meet spending goals without unnecessary purchases.
How do I get the best value when redeeming points?
By using transfer partners instead of cashing out points at a fixed rate. Booking business/first-class or luxury hotels typically provides the best value.
Are annual fees on premium travel credit cards worth it?
If the benefit (such as lounge access, travel credits, and insurance) outweigh the cost , then yes. Otherwise, it's best to stick with no-annual-fee options.
How can i get free airport lounge access?
Many travel credit cards offer Priority Pass or direct airline lounge access as a perk.
